Essential Legal Documents for New Adults

The Milestone of Turning 18: New Responsibilities Ahead

Turning 18 is a significant life event, often marked by a newfound sense of independence and responsibility. However, this transition also brings about important legal changes. Parents and guardians suddenly find themselves without automatic access to their child's medical, financial, and academic records. This shift highlights the importance of establishing key legal documents to ensure continued support.

Durable Power of Attorney: Handling Financial Affairs

A Durable Power of Attorney is a crucial document that allows parents to manage their child's financial matters should they become unable to do so. With it, bills can be paid and financial decisions made without unnecessary delays. This is particularly important to prevent disruptions in managing funds and responsibilities.

Medical Power of Attorney: Making Medical Decisions

In situations where your child is incapacitated due to illness or injury, a Medical Power of Attorney enables you to make time-sensitive medical decisions on their behalf. This can be critical to prevent legal barriers during emergencies, allowing for seamless healthcare management.

HIPAA Authorization: Access to Medical Records

Without a HIPAA Authorization, parents lose the ability to access or discuss their child’s medical records with healthcare providers. This document ensures you stay informed about any medical conditions or treatments, enabling informed decision-making and ongoing support.

FERPA Waiver: Maintaining Academic Involvement

Once your child is legally an adult, access to their academic records requires a FERPA Waiver. By obtaining this document, parents can assist with academic issues, from understanding grades to navigating enrollment processes.

State-Specific Considerations and Legal Professional Guidance

It's essential to recognize that these documents might vary in form and enforceability depending on your state's laws. As such, researching local requirements and consulting a legal professional is advisable to ensure everything is set up correctly. Preparing these documents not only helps in offering ongoing support but also empowers your child by safeguarding their future. Taking these steps reinforces your role as a supportive guide during this pivotal phase of their life.